Best WooCommerce Payment Gateways in 2024

WooCommerce is one of the leading platforms for creating a digital store. It comes with unique features and has various extensions to...

Best WooCommerce Payment Gateways in 2023

WooCommerce is one of the leading platforms for creating a digital store. It comes with unique features and has various extensions to enhance its functionalities. Payment is unavoidable for any store, and WooCommerce is no different. However, WooCommerce doesn’t offer a variety of built-in payment options.

There are free and premium WooCommerce plugins available. Depending upon your requirement, you can incorporate WooCommerce multiple payment gateways.

However, when incorporating any payment gateway, you should ensure that the checkout process is smooth. If you are new to this platform, you might find it challenging to identify the best payment gateway for WooCommerce. This blog details the top payment gateway for WooCommerce you can choose for your store to help you find the right fit.

Let us get going!

What Is a Payment Gateway?

A payment gateway is a technology that captures and transfers payment data from the customer to the acquirer and then returns the payment acceptance or decline to the customer. It serves as a conduit between a merchant’s website and its acquirer.

After hearing about numerous fraudulent online incidents, you might be concerned about security, but you need not worry! A payment gateway secures the customer’s card details, ensures the funds are available, and allows merchants to make a payment. It encrypts sensitive credit card information, guaranteeing that data is securely transferred from the customer to the acquiring bank via the seller.

In other words, the payment gateway acts as a mediator for your customer and the merchant, assuring that the transaction is completed securely and promptly.

An online payment gateway can make it easier for merchants to integrate the required software. The gateway manages the customer’s sensitive card details between the acquirer and the merchant as a middleman during payment processing. Incorporating the WooCommerce payment gateway will boost Seo Service.

How to Choose a Payment Gateway?

Since numerous payment gateways are available in the market, it might be difficult for you to choose the best one. If you fail to select the best, it can harm your store. In this section, let us discuss the factors you need to consider when deciding on the best payment gateway for your WooCommerce store. There are WooCommerce multiple payment gateways as well.

1. Transaction Fees

Before choosing a WooCommerce payment gateway, you should compare the transaction fee it charges. The majority of WooCommerce payment gateways charge a fee for each transaction that occurs in your store. This fee may vary depending on your business location, customer card type, selected payment gateway, etc. You can try to compensate by shifting the burden to your customers.

However, this means you will have to raise product prices, and your customers may be able to find the same products at a lower price elsewhere. You can also compare transaction fees with other providers to find the best balance of transaction fees and other features.

2. Other Charges

Always check for additional charges when considering a payment gateway for your store because some WooCommerce payment service providers may charge extra transaction fees. This could include setup fees, account maintenance fees, or charges for bank withdrawals. These fees can be inconvenient, especially for new businesses. If you find additional payments included, you should check for payment gateways with zero additional charges.

3. Recurring Payments

When choosing a payment gateway, you should check for its features. If you offer subscription-based products, you will require recurring payment options. Most gateways do not provide that feature; hence, you should pick a gateway with automatic payment options.

4. Availability in Your Target Region

On each payment gateway’s website, you will find the details of supported countries. Knowing the region is essential because some payments are unavailable globally. So to offer the best service for your customer, you should understand the supported regions because regulatory compliance tends to be location-based.

5. Security

Online payments have to be secure and reliable. So it is binding to ensure the security features of the payment gateway. It requires additional encryption, and an SSL certificate, and must be PCI compliant. Get help from leading WooCommerce Development Company as they know the security challenges and how to tackle them in a better way.

Top WooCommerce Payment Gateways

1. Stripe

The Stripe WooCommerce plugin allows you to accept payments directly on your website and mobile app. Customers who use Stripe stay on your website during checkout rather than being redirected to an externally hosted checkout page, which has increased conversion rates. Stripe charges no setup fees, monthly fees, or hidden costs.

Hundreds of thousands of businesses use Stripe’s software tools, ranging from startups to Fortune 500 corporations, to accept payments and securely expand globally. Stripe is accessible to businesses in over 40 countries. It takes all major debit and credit cards from customers in 135+ countries and Apple Pay, Google Pay, and Samsung Pay.


  • Support subscriptions
  • Support metered billings
  • Access to customer information
  • Easily integrates with WooCommerce


  • Available in a limited number of countries

2. Square

Square is a payment gateway that provides a comprehensive service. It is one of the few payment processors that accept all major credit and debit cards. It works flawlessly with the WooCommerce platform. It also includes other useful tools such as an inventory, sales, and management suite.

All of these incredible tools are entirely free to use. The payment gateway accepts credit and debit cards for payment transactions in physical stores, mobile devices, and online invoicing, in addition to facilitating online payment for goods and services.

Square’s integration with WooCommerce enables you to consolidate all data from all sales channels, including in-store, online, mobile, and inventory, into a single system. Square is probably the best solution for you if you want the best in omnichannel retailing.

It provides low-cost and practical payment solutions to small businesses and startups looking to increase sales. Square’s service rates are among the most competitive and are frequently flat with no additional account charges.


  • Best payment solution for small businesses and startups
  • Free Installation
  • Easy integration with the WooCommerce platform


  • Doesn’t allow recurring payments
  • Unable to carry out currency conversions automatically
  • Inability to carry out market pay-outs 

3. PayPal Standard

PayPal Payments Standard is one of the leading payment gateways. It provides payment buttons as a quick and easy solution for accepting payments. Payment buttons allow you to securely accept credit card, debit card, and PayPal payments from any mobile device, tablet, or PC on your website. In addition to facilitating online payments, PayPal Standard also supports several other services.

PayPal, like Square, accepts in-person payments as well as the use of a virtual terminal. To conduct these types of payments, you must manually enable both services in your PayPal account. A Standard PayPal account does not have Virtual Terminal enabled. With PayPal Standard, you can accept PayPal payments directly and receive paid funds instantly. It also allows you to accept credit or debit card payments through PayPal’s highly secure checkout window.


  • Easy to install and set up
  • Globally accessible and accepts all international payments
  • Instant payment
  • Well-secured from fraudulent activities


  • Doesn’t support recurring payments

4. PayPal Pro

PayPal Pro is a premium version of the PayPal platform with even more amazing features than the standard version. While it assists in executing basic online payment transactions, such as the payment of items and services, it also has various tools missing from the Standard PayPal account.

As the name implies, you will have to pay a subscription fee to access a PayPal Pro account, and the subscription payment is often made monthly.


  • Globally accessible and allows international selling
  • Well-protected from fraudulent activities
  • It supports recurring payments


  • Monthly subscription fee of $35
  • An extra $10 for recurring payments

5. Authorize.net

Authorize.net is a fantastic payment gateway that seamlessly works with your WooCommerce platform to optimize the payment process and increase sales. When you connect your merchant account to a payment gateway, you gain direct control over the rates you will be charged. This ensures that you only receive the best rates for the payment gateway service provided to your company.

It provides outstanding flexibility that no other payment gateway can match. Authorize.net makes it simple to integrate your merchant account on an online marketplace with a unique payment gateway.


  • More flexible than most alternative payment gateways
  • Accepts all payment methods – credit and debit cards, eWallet, & PayPal.
  • Globally accepted
  • Low processing fees


  • Complexity in setting up the account

6. Amazon Pay

Amazon Pay is the default payment gateway for the world’s largest e-commerce website. It facilitates the payment process in Amazon’s marketplace, ensuring adequate compensation for sellers for purchased products.

As the company has grown into a global e-commerce brand, its payment gateway has evolved from a single-platform payment solution to a multi-platform payment solution that can integrate smoothly into any e-commerce website.

It has also grown in popularity because millions of Amazon customers prefer to use its payment gateway even when purchasing items from other e-commerce websites. When you integrate Amazon Pay with your site’s checkout page, buyers will only need to enter their Amazon login details to transfer funds from their Amazon accounts to you.


  • Compatible with different payment options
  • Percentage discounts for non-profit organizations


  • Mandatory to have an Amazon account

Final Thoughts:

The best WooCommerce payment gateways listed above can provide numerous benefits. These gateways will be a great addition to your store, helping you to grow your business efficiently.

To maximize your sales, you should consider each payment gateway’s unique features and adaptability! After understanding the gateway’s features, compare it with your business requirements and pick the right one! If you are looking for WooCommerce Migration Service, we can help you! 


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Written by Jennifer Simon
Jennifer Simon is a well-experienced WooCommerce developer at Virtina. She has been helping eCommerce customers gain in depth knowledge about various eComme

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